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Federal YouthCred Financial Empowerment 2025 - Apply Now

Federal YouthCred Financial Empowerment 2025 - Apply Now


Federal YouthCred Financial Empowerment 2025 - Apply Now 


YouthCred is a financial empowerment platform designed to provide young Nigerians with access to responsible credit and financial education. 

  • Our mission is to transform Nigeria's credit culture by equipping youths with the knowledge, tools, and opportunities needed to build strong credit histories and achieve their financial goals.

Eligible Applicant 

  • Applicant between 18-39, earning a salary or running a business, you qualify. 
  • NYSC corps members also have exclusive loan options.

Have we need Collateral

Our loans are designed to be accessible no collateral, no guarantors. 

Just prove you're responsible with small credit amounts, and you can unlock more.

How much Applicant can borrow 

  • Loan amounts start small and grow as you build a good credit record. 
  • Borrow from as little as 5,000 to as much as $5,000,000 depending on your profile.

Repayment Time

We offer flexible repayment plans from 1 to 24 months, so you can choose what works for you.

Can I increase loan limit

Repay on time, build your credit history, and complete our financial training modules, it's that simple!

How to Apply

Interested applicants should apply via this link:

Apply Now 

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